Contacts

Fininity OÜ

Paadi tee 3, Haabneeme, 74001 Harju maakond, Estonia

support@onlineloan247.com

Frequently asked questions Privacy policy Contacts Commission and Fees

Cookies About us How it works Terms and Conditions

Responsible Lending Policy

onlineloan247.com is not a lender, nor does it take any decisions regarding loans. onlineloan247.com finds lenders for customers based on their application information. It earns a commission, paid by the lender, for providing advertising services. We cannot guarantee that a lender will accept your application or that they will offer you loan terms that will suit your needs. Not all lenders can provide loans of up to R 30 000. The time it takes to process and transfer a loan depends on the lender. This website does not directly endorse any particular product or service. Any information on this website is approximate in nature. Some lenders may perform a credit check with a credit reporting agency as a loan condition.

Maximum Repayment Periods and Interest Rates

The loans offered through onlineloan247.com have a minimum repayment period of 120 days (four months) and a maximum of 180 days (six months). Interest rates vary from lender to lender, and APRs range from 0% to 36%. Your credit score and financial situation may influence the rates you're offered.

Debt Collection Policy

Please contact the lender directly if you are having trouble repaying. They will be able to discuss payment options with you. The lender reserves the right to give your information to a third-party collection agency, should the situation remain unresolved.

Nonpayment Implications

If you cannot pay on time, each lender has their own policies on fees/interest and how they handle debt collection. Some lenders may explore legal options in the event of continued nonpayment. Most lenders will contact you by regular mail, email, or phone to change your payment terms. Failure to pay may result in interest accruals and/or increases and may affect your credit score. Please read through the fees section on the lender’s website before proceeding to taking a loan.

Extensions

If you wish to renew or extend your current loan, please contact your lender as soon as you can before your payment date. Although some lenders may extend your loan with the same terms as the original loan, each lender has their own extension policy and may charge additional fees or interest. Sometimes, renewals may be processed automatically. Please consider the decision to extend your loan very carefully and seek independent financial advice if necessary.

Term Extension

If you want to renew or extend your current loan, kindly contact your lender before your payment date. Even though some lenders may extend your loan with the same terms as the original loan, each lender has their own extension policy and may charge additional fees or interest. Sometimes, renewals may be processed automatically. Please consider the decision to extend your loan very carefully and seek independent financial advice if necessary.

Paadi tee 3, Haabneeme, 74001 Harju maakond, Estonia